Liberal Democrat

Liberal Democrat
Individual Freedom For Everyone

Friday, December 28, 2012

Thom Hartmann: 'What Could Have Been & What Was'

Source:Thom Hartmann with a look at the Republican run U,S. House of Representatives.

"Thom Hartmann takes a look back at the Republican controlled House of Representatives and compares their legislative record with that of the Democrats from 2 years ago." 


If you are familiar with the phrase elections have consequences, then you know where I'm going with this. 
I have no doubt if the Democratic Socialists of America, or the Green Party, somehow controlled the House of Representatives, instead of representing maybe 3-10 Democrats today and they elected let's say Representative Thom Hartmann, as Speaker of the House or Majority Leader, the legislation that would've come to the House floor, would've looked a lot different, than what we got from the populist Tea Party run House of Representatives. But, again, elections have consequences. House Democrats were blown out of the House in 2010 and lost 62 seats. So, we got a Tea Party run House instead. 

Thursday, December 27, 2012

The Huffington Post: Steven Hill: 'Don't Cut Social Security, Double It'

Source:The Huffington Post columnist Steven Hill.

"Doubling Social Security's individual payout would cost about $650 billion annually for the 51 million Americans who receive benefits. Here are some commonsense ways to pay for it. 

With Congressional elections around the corner, Social Security has become part of the anti-big government mantra of Tea Party candidates. So far, the "debate" over Social Security has been between those deficit busters who say it must be cut to reduce government debt, and others who want to maintain it as is.

But the New America Foundation recently released a study (that I authored) that concludes that neither position grapples with the reality of the utter breakdown of America's retirement system that is occurring. A completely new approach is needed, and the study proposes an increase in the Social Security payout to every American as a way of modernizing the U.S. economy and helping American businesses to become more competitive.

Here's the dilemma that the U.S. faces. Since WWII, retirement has been conceived as a "three-legged stool," with the three legs being Social Security, pensions, and personal savings centered around homeownership. But today most private sector employers have quit providing pensions, and state and local government's public pensions are drastically underfunded.

In addition, a collapsed housing and stock market, combined with increased inequality even before the Great Recession, have drastically reduced Americans' personal savings. In short, the "retirement stool" no longer is stable and secure, and suddenly Social Security, which always has been viewed as a supplement to private savings, is the only leg left for hundreds of millions of Americans.

Studies show that people in the bottom two income quartiles depend on Social Security for 84 percent of their retirement income, and even the second richest quartile depends on Social Security for 55 percent of its retirement income. Only the richest 25% of Americans don't rely heavily on Social Security.

But the real problem with Social Security is not, as its critics say, that it is underfunded. Contrary to gloomy predictions the program is on solid financial footing, with the Congressional Budget Office projecting that Social Security can pay all scheduled benefits out of its own tax revenue stream through at least 2037.

The bigger problem is that Social Security's payout is so meager, which is problematic since it has been thrust into this new role as a de facto national retirement plan. Currently it replaces only about 33 to 40 percent of a worker's average wage from the year prior to retirement (compared to Germany and France where it replaces 70 and 75 percent respectively). That is simply not enough money to live on when it is your primary -- perhaps your only -- source of retirement income.

Doubling Social Security's individual payout would cost about $650 billion annually for the 51 million Americans who receive benefits. Here are some ways to pay for it.

First, lift Social Security's payroll cap that favors the wealthy. Currently Social Security only taxes wages up to $106,800 a year, and any income earned above that is not taxed. The net result is that poor, middle class, and even moderately upper middle class Americans are taxed 12.4 percent (split between employee and employer) on 100 percent of their income, but the wealthy pay a much lower percentage. A lawyer making $500,000 a year effectively pays only 2.5 percent, and millionaire bankers pay a paltry 1.2 percent.

Removing the income cap and making all income levels pay the same percentage - which is how Medicare works -- is a very popular reform. Polls show that most Americans think that if they pay Social Security tax on their full salary, others should too. Taxing all income brackets equally would raise about $377 billion, which is nearly sixty percent of the revenue needed to double the Social Security payout.

Second, with all Americans receiving Social Security Plus, employer-based pensions would be redundant so businesses no longer would need the substantial federal deductions they currently receive for providing employees' retirement plans. These deductions total a whopping $126 billion annually.

Those two alone would provide three-fourths of the revenue needed to double Social Security's payout.

Other possible revenue streams exist, such as reducing or eliminating other unfair deductions in the tax code which currently allow the top 20 percent of income earners to reap generous deductions that most low and moderate income Americans cannot enjoy. These include deductions for private retirement savings, homeownership, health care and education.

For example, only those individuals who have enough income to divert for savings or investment have the luxury of enjoying considerable tax deductions for their 401(k)s, IRAs and pensions. Similarly the homeownership deduction for mortgage interest only benefits people with sufficient income to buy a home. But the poor and working class rarely can take advantage of these since they don't make enough to itemize deductions.

While a certain number of moderate income Americans benefit from these, if we enacted Social Security Plus they would no longer need to rely on these deductions as vehicles for retirement savings. Instead of buying a home as part of their retirement plan -- which as we have seen is a risky investment -- they could put their money into Social Security Plus. In 2010 the mortgage interest deduction alone will amount to about $108 billion.

We also could devote an estate or inheritance tax to the Social Security trust fund for anyone with an estate of $3.5 million or more; we could make capital gains and unearned income subject to a Social Security contribution; or direct a small transaction fee levied on all stock market transactions into the Social Security trust fund. Still another possibility would be to use a flexible payroll tax, as Finland has done, in which payroll taxes are increased when the economy is going well and reduced when the country is hit by hard times. This counter-cyclical intervention acts as an automatic stabilizer to reduce the cost to employers of hiring workers during tough times, and during good times creating a buffer fund that would help finance an expansion of Social Security.

In short, numerous tax policy options exist to fund this, and any of them could be implemented in stages, targeting first those who are most in need. We also could allow active seniors who have not yet reached full retirement age to take a half-pension and work at half-time without losing their right to a full pension upon their retirement.

An expansion of Social Security -- one of the most successful, stable and popular social programs in American history, currently celebrating its 75th year -- not only would be good for America's retirees, it also would be good for the broader macro-economy. It would act as an "automatic stabilizer" during economic downturns, keeping money in retirees' pockets and stimulating consumer demand. Most economists agree that low and middle income people are more likely to spend an extra dollar on goods and services than are affluent individuals, because they put much less money aside.

Social Security Plus also would help American businesses trying to compete with foreign companies that don't have to provide pensions to their employees, since those countries already have generous national retirement plans. Benefits would be portable when changing from one job to another, so working Americans wouldn't be segregated into unequal classes based on whether their employer offers a pension. Every worker could contribute to her or his own retirement pension which would be directed into a Social Security Plus system with investments restricted to Treasuries, instead of handing it over to mutual or pension fund managers who gamble on the volatile stock market with future retirees' money (especially since there is no evidence that the typical fund manager can consistently beat the average return on Treasuries).

Social Security Plus' greater retirement security also would decrease health care costs stemming from having insufficient income to receive timely care for seniors. And it would be broadly fair, since even those higher income Americans who are having some of their tax deductions reduced would see part of it returned to them in the form of a greater Social Security payout.

In short, Social Security Plus would provide a stable, secure retirement for every American and contribute greatly toward a solid foundation from which to build a strong and vibrant 21st century U.S. economy." 

MLord & God: 'Did Anti-War Activist & Lifelong Democrat Tom Hayden Send Generation a Huge Message?'


Source:MLord & God- Tom Hayden & Jane Fonda.
Source:The Daily Journal 

"Did Anti-War Activist & Lifelong Democrat Tom Hayden Send Generation a Huge Message?" Originally from MLord and God, but the video has since been deleted or blocked on YouTube.

The Left, which is a diverse movement of progressives (who are Center-Left) and Socialist-Leftists (who are Far-Left) in America, have been around a long time. And the Progressives emerged in the Progressive Era in the early 20th Century with their economic agenda that eventually became the New Deal in the 1930s. President Truman’s proposed Fair Deal that was to build on the New Deal, that never became law in the 1940s and then of course the Great Society of the 1960s.

Economic Progressives have been vocal and vibrant for really a hundred years now. But Socialists really didn’t emerge until the 1960s as far as being a vibrant political movement in America, with the emergence of the New-Left in the late 1960s. It is really the 1960s when the Baby Boom Generation came of age that Socialists made their feelings known across the country on issues like civil rights. But we had a real anti-war movement then and a women’s movement, environmental movement as well as the homosexual movement. So homosexuals would be treated equally under law.

There are plenty of things that I like about the 1960s as a Liberal. The Hippie movement to me was really about individual freedom. Young Americans tired of being conformed to having to live one type of life. That Americans in previous generations lived and didn’t fit into the American life that their parents and grandparents. And so-forth lived under and decided to rebel and tell the establishment: “That we are not looking to overthrow you. And we are not dangerous, but we simply want the freedom to live our own lives.” Thats what the mainstream Hippie movement was. 

And I like the civil rights movement of course and what came from that. But there was this fringe in the Hippie movement that was almost anarchist (if not anarchist) that was not only anti-war and anti-Vietnam was and I would’ve been against the Vietnam War was if I was alive and an adult back then. 

But the problem I have with the anti-war movement was that it wasn’t just anti-war, but anti-military all together. And treating soldiers, sailors, Marines, sailors like they were evil murderers or something which they weren’t, they were all American Patriots instead.

The Left at its best and the mainstream faction of it the Progressives who  represent the best of what Leftists and leftism have to offer America. This idea of Liberal Democracy, individual freedom and self-determination. A system where all Americans would benefit from and where we would all as a country have the freedom to chart our own course in life. And make out of it what we put into it. 

But like the Right, we also have a fringe from Socialists when it comes to economic policy and people who are called non-interventionists. Who only use violence to confront people they don’t like when they are doing something they don’t like. Like war to use as an example that give all Leftists a bad name.

Tuesday, December 25, 2012

AlterNet: Michael Moore: 'Three Reasons America Is Falling Apart And How We Can Save Ourselves'


Source:Michael Moore- at least Mike loves baseball. So there is something good about him.

"After watching the deranged, delusional National Rifle Association press conference on Friday, it was clear that the Mayan prophecy had come true. Except the only world that was ending was the NRA's. Their bullying power to set gun policy in this country is over. The nation is repulsed by the massacre in Connecticut, and the signs are everywhere:a basketball coach at a post-game press conference; the Republican Joe Scarborough; a pawn shop owner in Florida; a gun buy-back program in New Jersey; a singing contest show on TV, and the conservative gun-owning judge who sentenced Jared Loughner.

So here's my little bit of holiday cheer for you: These gun massacres aren't going to end any time soon.

I'm sorry to say this. But deep down we both know it's true. That doesn't mean we shouldn't keep pushing forward -- after all, the momentum is on our side. I know all of us -- including me -- would love to see the president and Congress enact stronger gun laws. We need a ban on automatic AND semiautomatic weapons and magazine clips that hold more than 7 bullets. We need better background checks and more mental health services. We need to regulate the ammo, too.

But, friends, I would like to propose that while all of the above will certainly reduce gun deaths (ask Mayor Bloomberg -- it is virtually impossible to buy a handgun in New York City and the result is the number of murders per year has gone from 2,200 to under 400), it won't really bring about an end to these mass slayings and it will not address the core problem we have. Connecticut had one of the strongest gun laws in the country. That did nothing to prevent the murders of 20 small children on December 14th.

Source:AlterNet

"This short cartoon for Michael Moore's Bowling For Columbine was
Described as, "Worth the price of admission" by Variety Magazine, "a joyously funny cartoon sequence" by The Hollywood Reporter and by Oprah as her favorite part of the film when she aired it on her show, FlickerLab's Creative Director, Harold Moss, directed, and lent his voice for all the characters in this animated segment of Michael Moore's film, Bowling for Columbine." 

Source:Flicker Lab- from Michael Moore. You can't blame it on anyone else.

From Flicker Lab

ABC Evening News: ‘March 1972, Campaign News’

Source:ABC News longtime anchor Howard K. Smith.
Source:The Daily Journal

“In this rare clip, One of Nixon’s primary challengers drop out, the Republican accuse AT&T of not making the Democrats pay phone bills, African Americans have their own convention Jesse Jackson makes an apprentice, also news on Northern Ireland.” 

From E-Fan

One way to sum up the 1972 Democratic presidential primaries, is to say it went to the guy who was damaged the least and not to the best candidate. Because there was really never any real danger to President Nixon losing reelection. But about how big of victory he would get and what he would do with it.

The Democratic race for president between Senator’s George McGovern, Ed Muskie, Hubert Humphrey and others, was great TV and very interesting. And a very good look inside of the Democratic Party was between its establishment Center-Left, that Senator Muskie and Senator Humphrey represented and the more social democratic New-Left that Senator McGovern represented in 1972.

The story about the Black Panthers (a New-Left socialist and communist group interested in the state of the African-American community) was interesting. They were in and outside of the Democratic Party back then and much further left of the NAACP which is more of a progressive Center-Left civil rights organization who are definitely tied to the Democratic Party as their supporters are.

The word militant is perfect for the Black Panthers, because that is what they were. And at the very least were linked and associated with known terrorists and criminals. And were accused of being part of terrorists acts in the 1970s. They were looking for a much more radical direction for the African-American community than the NAACP.

Apparently big business’s and other special interests on the Democratic Party and Republican Party was also a big issue in 1972. Of course it was which is why I still don’t know why Congress has never passed a full-disclosure law on all federal candidates and incumbents. Actually I do, because neither Democrats, or Republicans want to disclose who contributes to their campaigns. Because a lot of those contributors are controversial and Democrats and Republicans don’t want to officially be associated with groups like that. But that along with ending gerrymandering completely is the only way you weed out corruption in American politics. Because of how liberal our First Amendment is. 

Friday, December 21, 2012

CBPP: James Honey: Protecting Public Assistance in Deficit Reduction

Source:Center On Budget & Policy Priorities fellow James Honey.

"At some point, the President and Congress will likely agree on a deficit package that includes both up-front savings and a target for more savings that they would achieve in 2013 by changing tax and spending policies.

The package also will likely include a backstop mechanism that’s designed to ensure that the 2013 savings come to fruition even if the President and Congress fail to agree on those policy changes.

In designing that mechanism (e.g., automatic across-the-board spending cuts), policymakers will face a decision that’s received little attention of late — whether to continue a quarter-century tradition of protecting low-income programs or to break faith with that tradition and risk serious harm to the poorest and most vulnerable Americans.

Ever since the 1985 Gramm-Rudman-Hollings (GRH) law, with its annual deficit targets and its across-the-board spending cuts (or “sequestration”) to enforce them, policymakers have exempted low-income mandatory (or entitlement) programs whenever they’ve included backstop mechanisms of that kind in deficit-reduction packages.  That tradition includes both versions of GRH (1985 and 1987), the pay-as-you-go laws of 1990 and 2009, and the sequestration mechanism of last year’s Budget Control Act.  Most of these laws were enacted on a bipartisan basis.

Were policymakers to ignore this tradition, at risk would be such key safety net programs for the nation’s most vulnerable families and individuals as Medicaid, the Supplemental Nutrition Assistance Program (SNAP, formerly known as the Food Stamp Program), Temporary Assistance for Needy Families, Supplemental Security Income for poor seniors and people with disabilities, child care assistance, free and reduced-price school meals for low-income children, and the Children’s Health Insurance Program.

Subjecting these programs to a backstop mechanism would impose enormous hardship on people already living on the margins, far below the poverty line, and it would likely result in increases in homelessness, hunger, and the number of people who can't access needed health care.  The effects on poor young children could be long-lasting.

The crafting of a backstop mechanism, and what’s in it, is part of a larger question: who should bear the burden of deficit reduction?

In the plan by its co-chairs, former White House Chief of Staff Erskine Bowles and former Senator Alan Simpson, the President’s fiscal commission concluded that any deficit reduction plan should “protect the truly disadvantaged.”  Similarly, a blue-ribbon private commission chaired by former Office of Management and Budget Director Alice Rivlin and former Senate Budget Committee Chairman Pete Domenici proposed a plan that avoided cuts in low-income mandatory programs other than Medicaid.  The plan produced in July 2011 by the Senate’s bipartisan Gang of Six did the same.

Those who believe that deficit reduction should not increase poverty, inequality, the ranks of the uninsured, or other hardships for our most vulnerable citizens should honor the Bowles-Simpson principle to that effect.  Policymakers should not overturn more than 25 years of precedent, and instead should maintain the historic exemption for low-income entitlement programs from automatic cuts under a backstop mechanism." 


I agree with James Honey that we shouldn't gut programs for low-income Americans, especially when economic times are tough (like right now) simply for deficit reduction. But the idea that there are no savings in any of these programs that can be achieved, that could be used for deficit reduction, is at best far-fetched and worst, simply partisan. 

You lower poverty and unemployment in America, you would automatically reduce the deficit, because you would have fewer Americans on public assistance. The way to do that, while at the same time putting people to work and back in school, is to have work and educational requirements, that could come with childcare assistance, for everyone whose not eligible to retire yet and physically and mentally able to work full-time, to go to work and back to school, while retaining their public assistance benefits, as they're working their way off of those programs, with work and education. 

Salon: Irin Carmon: 'The Latest War on Single Moms'

Source:Salon Magazine- left to right: Mr. Nanny State & Flip Flopper. Or perhaps these two distinguished gentlemen go by different names.

"The United States offers the worst support structure for single parents among all comparable countries -- and if anything like House Speaker John Boehner’s Plan B carries the day, it’s about to get worse.

Republicans used to love the earned income tax credit and the child tax credit, because they incentivized paid labor and used the tax code instead of cash assistance or programs to help low-income parents, most visibly single mothers. But that was before the cry against the 47 percent, a substantial portion of whom didn’t pay taxes because of such credits.

In the Washington Post, Jamelle Bouie points to an analysis by the Center on Budget and Policy Priorities showing that the two tax credits for low-income families will be slashed under Plan B: “A mother with two children who works full time at the minimum wage of $7.25 and earns $14,500 a year would lose $1,560 of her Child Tax Credit, which would plummet from $1,725 to $165.”

This comes, of course, a few months after the party’s nominee answered a question about gun violence by complaining about single mothers, and about a year after the supposed intellectual force of the party, Newt Gingrich, offered the following plan for reducing child poverty: employing young children as janitors at school. For a substantial amount of time in between, the leading candidate among Republican primary voters, Rick Santorum, was the guy who, as a Senate candidate in 1994, had suggested forced paternity tests for welfare recipients and said single mothers were “breeding criminals.” He added then, "We are seeing it. We are seeing the fabric of this country fall apart, and it's falling apart because of single moms."

Republicans used to love the earned income tax credit and the child tax credit, because they incentivized paid labor and used the tax code instead of cash assistance or programs to help low-income parents, most visibly single mothers. But that was before the cry against the 47 percent, a substantial portion of whom didn’t pay taxes because of such credits.

In the Washington Post, Jamelle Bouie points to an analysis by the Center on Budget and Policy Priorities showing that the two tax credits for low-income families will be slashed under Plan B: “A mother with two children who works full time at the minimum wage of $7.25 and earns $14,500 a year would lose $1,560 of her Child Tax Credit, which would plummet from $1,725 to $165.”

This comes, of course, a few months after the party’s nominee answered a question about gun violence by complaining about single mothers, and about a year after the supposed intellectual force of the party, Newt Gingrich, offered the following plan for reducing child poverty: employing young children as janitors at school. For a substantial amount of time in between, the leading candidate among Republican primary voters, Rick Santorum, was the guy who, as a Senate candidate in 1994, had suggested forced paternity tests for welfare recipients and said single mothers were “breeding criminals.” He added then, "We are seeing it. We are seeing the fabric of this country fall apart, and it's falling apart because of single moms."

It's excellent timing, then, for Legal Momentum to release a comprehensive report comparing the U.S.' policies on single-parent families (which most often means single mothers) and their children, with those of other countries. Republicans love to talk about the negative outcomes documented among such children, but their proposed solution tends to be rhetoric about how women should just get married or -- more recently -- trying to cut the scant benefits that are keeping the poorest of these families afloat, from Head Start to food stamps to the aforementioned tax credits.

This is usually when someone brings up Sweden. But it’s not just Sweden: The comparison countries include Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Ireland, Italy, the Netherlands, Norway, Spain, Sweden, Switzerland and the United Kingdom. When put in this relatively diverse and similarly wealthy company, the authors write, “We find that U.S. single-parent families are the worst off. They have the highest poverty rate. They have the highest rate of no health care coverage. They face the stingiest income support system. They lack the paid-time-off-from-work entitlements that in comparison countries make it easier for single parents to balance caregiving and job holding. They must wait longer than single parents in comparison countries for early childhood education to begin. They have a low rate of child support receipt.” 

Partly as a result of “welfare reform” policies, they note, “U.S. single parents have both above average employment rates,” including, often, full-time and year-round work, “and above average poverty rates.” How does that happen? Single mothers pushed into the workforce disproportionately end up in low-wage jobs, and a diminishing pool of them at that. (Over 80 percent of single parents in the U.S. are single mothers, less than half of whom have never been married.) The recession’s lasting impacts have meant a decline in employment rates for single mothers -- from 73 percent in 2007 to 66 percent in 2011 -- even as the last remaining benefits are being haggled down in Congress. Single mothers also tend to make substantially less than single or married men with the same education, thanks to discrimination, occupational segregation and the historic devaluing of jobs women tend to do.

The study takes a broad view of government policies affecting the most vulnerable families: It's about affordable daycare and paid family leave, but it's also about access to health insurance, subsidized or free early education for 3- to 5-year-olds, and child allowance program, payments many countries adopted to encourage fertility, something conservatives supposedly want too. (The earned income tax credit and additional child tax credit were meant to have a similar impact, but those were different days.)

Getting fathers to step up is increasingly popular to talk about in the U.S., but when that doesn't happen, this country is not among several countries offering "advanced maintenance programs," in which the government guarantees child support payments, up to a point, and then tries to collect from the deadbeat parent.

These are all concrete ways that other countries are protecting low-income families, including children who might be trapped in a cycle of poverty -- but they cost a lot more than demonizing single mothers." 

From Salon